Are you looking for a reliable credit card that offers good incentives for using it? US Bank offers a variety of credit cards which serve the requirements of customers from all backgrounds. Each credit card comes with tantalising offers and benefits that you can take advantage of, such as exclusive discounts and rewards points.
Among all, the US Bank Platinum Visa® Credit Card attracts the attention of many people due to its zero annual fee and low APR. Continue reading to find out more about this US Bank credit card and how you can apply today.
Features & Benefits of the US Bank Platinum Visa® Credit Card
There are many benefits that you can enjoy with the US Bank Platinum Visa® Credit Card. Some of the benefits include:
- Zero annual fee
- 0% intro APR on purchases and balance transfers for the first 20 billing cycles
- Low APR after first 20 billing cycles, starting between of 14.74% to 25.75%
- Emergency bills subject to 0% APR
- Powered by Visa, this credit card is widely accepted around the world
- The credit card is secure with fraud detection
- An auto pay option helps you to avoid interest and late fees with automatic payments debited from your account on time every month
- Cell Phone Protection when you pay your monthly phone bill using your credit card
US Bank Platinum Visa® Credit Card Eligibility
You must be at least 18 years of age in order to apply for a US bank credit card. Moreover, You must be a resident of the United States with an SSN or ITIN number readily available.
Your eligibility for this US Bank credit card will depend greatly on your income and credit standing. You may be asked to provide proof of income in the form of pay-slips or tax documents in order for the bank to determine if this credit card is right for you and how much credit limit they are willing to offer.
How to Apply for a US Bank Platinum Visa® Credit Card
There are 3 ways you can apply for a US Bank Credit Card:
- By visiting a branch
- Calling their contact centre on 877 592 9209
- Using the online application form
For simplicity, it is best to apply online using the online application form on the US Bank website. All you have to do is submit your details and provide the requested documents and you will be notified via the email address or phone number given if you are eligible.
US Bank Platinum Visa® Credit Card Fees & charges
- $0 Annual maintenance fee
- 0% introductory APR for the first 20 billing cycles
- 14.74% to 25.74% APR after first 20 billing cycles, depending on your creditworthiness
- 2% – 3% transaction fee depending on the type and currency of transaction
- Cash advance fee of 4% or $10, whichever of these is higher.
To conclude, the US Bank Platinum Visa® Credit Card is worthy of consideration if you are looking for a low interest credit card with added perks. Apply today to find out how this credit card can work as a great tool for your everyday financial needs.